UPST Upstart Holdings Inc

$UPST Need a WSB squeeze. AI bubble is deflating; everyone should sell their $NVDA $AMD $SNDK and other AI stocks, and put it into Upstart. Over 30% shorted, small float, profitable, growing revenue, trading at 1x rev. Let's make some money.

$UPST Q3 beat, rev $371M +34%, cautious guide pins it at $21 on its 52w low. Lose $20.97, no floor. $PLTR rev +96% to $2.31B, guide up, still sold to ~$168 on slow contract growth. Reclaim $178 flips it. $SHOP EPS beat, GMV missed, slammed to ~$130 from $156 close. $130 has to hold. $CMPS EPS beat, bouncing ~$9.10 after Monday's -27% flush to $7.54. Hold $8.41 or it fades. $LKNCY EPS $1.04 beat, rev missed. Under $33.80 50-day, $31.20 is support.

$UPST $PGY So apparently Nvidia ceo's affair is bad news for us and Nvidia ceo's resignation is bad news for us. 🤣 This market is twisted too much. So I wonder what will happen if Elon Musk has an affair busted. PGY and UPST will be hit hard again? Even though it has 0 relation to it? 😂

$UPST at $20 could be one of the biggest asymmetric opportunities of this decade. My thesis: $200+ by 2031 and $400 within 12 years. The real opportunity isn't just lending. It's disrupting the outdated FICO-centered credit scoring system. History shows that the biggest multibaggers often emerge when technology destroys an old industry architecture. Upstart uses AI and thousands of data points to assess credit risk more accurately. If it becomes the underwriting infrastructure banks rely on, the opportunity is enormous. Look at the numbers: 2026 revenue guidance is $1.35B, with $260M adjusted EBITDA. Q3 revenue grew 34% YoY and net income reached $36.6M. My EPS scenario: 2028: $4 2031: $8-$10 2036-38: $17 - $20 At 8-10 EPS and a 22-25x multiple, that's $176-250. At $20 EPS and 20x, that's $400. When UPST traded near $400, rates were practically zero, but the business wasn't nearly as mature or diversified as today.

$UPST Dems will help to calm down the war, oil + inflation will begin falling, 10Y will stabilize further, patience rewards.

$UPST 2 consecutive qs of profit and the level of disrespect is ar ath. Something has to give soon. 3 qs of profit? 4?

$UPST: $1.0M of stock bought by CEO Gu Paul on Nov 11. • 50,000 shares at $20.57. • Bought 4.4% above the 52-week low. • Stake up 3.7%.

$UPST Most of you don’t understand the fundamentals of how UPST really works. It’s really simple actually. When other AI stocks go down, this stock goes down. But when other AI stocks go up, this stock still goes down. Make sense?

$UPST The CEO had resigned in May, the CAO is resigning this month. Rumor of bankruptcy had caused this to crash -60% this year and down -15% this week. They have no way of paying back the $2.02 billion in debt they have. Stay far away from this bankrupt company

$UPST when nvda. Sandisk and amd rocketed...we didnt go up. But we sure go down with them. Is it evil of me to wish that these crooks die?

$UPST 20,6 is the ultimate support. Below that, all time lows. Above that, quick spike to 30. I lean bullish

$UPST oil and yield are dropping. Umi is lagging. Umi will suddenly drop big time in january and there is a more than 50 percent chance iran war will end before march. Bank charter probably in feb. We will be going in with 35 percent short at the strongest the company has ever been, just as macro turns. Believe

$UPST $SOFI Somehow we are down lower than AI stocks, like we are out here building data centers lol.

$UPST Entered at 21.14. The bar's low, so I hope this ends green today. Would be nice to see at least return to last Friday's price lol

$UPST Today this could be $10, $20, $30, $40..It's not important, if it goes down buy more, if it goes up don't sell. This is a $200 stock in five years.

Other than $UPST scam everything else is up now. Get rid of Chinese CCP rats in the US companies!

$UPST there is no reason IMHO that it shouldn't reclaim ~$25 , other than time :-) Great entry point here and I might add more if it keeps losing steam. Just my (lame) personal opinion. Not an advice to buy/sell the stock.

$UPST regarding bankruptcy - not a single search result in google shows anything of the sort. looks like that guy posted his bankruptcy nonsense straight from chatgpt

$UPST all the ones that are bearish on the stock or trading it on the day, give yourself at least 30 days instead of selling into the pressure. We might be trading at $30 and 30 days for crying out loud.

$UPST $1.35 bn expected revenue this year vs a market cap of $2bn. Lol. These stupid analysts and institutional investors are chicken. They don't care about company specific positive performance and only invests on macro.