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Introducing Pacato ($PACATO), the latest meme token set to dominate the crypto space! Inspired by the playful spirit of Coinbase CEO's recent marriage to Angela Meng, Pacato made its debut at their wedding, becoming the "new dog" in the world of meme tokens. As a tribute to the couple's love story and to the vibrant meme culture, Pacato symbolizes fun, loyalty, and a new era in the crypto world. With a growing community and innovative plans for future developments, $PACATO aims to follow in the pawprints of successful dog-themed tokens like Dogecoin and Shiba Inu, but with a unique twist tied to the Coinbase legacy. Whether you're a seasoned crypto trader or new to the meme token scene, $PACATO offers exciting opportunities to be part of a fresh, playful, and community-driven project. Get ready to watch Pacato fetch success on the Base chain!

Pacato

PACATO CRYPTO is sparking considerable interest among early adopters, who are actively discussing its low market cap and significant growth potential within the Base ecosystem. Many are drawing parallels to the early days of other popular meme coins, fueling anticipation as the token gains traction on Uniswap V2 and community engagement rapidly expands.

Delta Air Lines, Inc. engages in the provision of scheduled air transportation for passengers and cargo. It operates through the Airline and Refinery segments. The Airline segment provides scheduled air transportation for passengers and cargo. The Refinery segment provides jet fuel to the airline segment. The company was founded by Collett Everman Woolman in 1928 and is headquartered in Atlanta, GA.

Delta Air Lines, Inc.

Delta Air Lines is currently trending as the community anticipates its upcoming earnings report, with much discussion revolving around the lingering impact of the recent government shutdown and high labor costs. Despite these operational considerations, many observers remain optimistic about robust premium travel demand and strategic initiatives like the Sphere partnership driving the airline's long-term outlook.

Unusual Machines, Inc. is a development stage technology company, which engages in the provision of drone solutions with a focus on first-person view (FPV) technology. It offers products to entertainment, recreation, and competitive racing industries. The company was founded on July 11, 2019, and is headquartered in Orlando, FL.

Unusual Machines Inc

Unusual Machines, Inc.

Unusual Machines is a central topic of conversation as the U.S. intensifies its focus on domestic drone component suppliers and an impending ban on foreign-made drones, positioning the company as a key beneficiary of defense and commercial initiatives. The community is actively discussing UMAC's strategic investments and production capabilities, anticipating increased demand for its NDAA-compliant parts for a rapidly expanding U.S. drone ecosystem. Investor sentiment highlights the company's potential to capture significant market share in this evolving landscape.

Guardant Health, Inc. is a precision oncology company, which engages in the provision of treatment of cancer through the use of proprietary blood-based tests, vast data sets, and advanced analytics. Its solutions include treatment selection, recurrence detection, and early detection. The company was founded by Helmy Eltoukhy, AmirAli H. Talasaz, and Michael Joseph Wiley in December 2011 and is headquartered in Palo Alto, CA.

Guardant Health Inc

Guardant Health ($GH) is trending following Medicare coverage for its Shield blood test, the first FDA-approved blood test for colorectal cancer screening. The community is discussing the implications of this milestone for accessibility and early detection, while analysts are updating price targets and ratings, with many highlighting the potential for significant growth in the oncology sector.

Day One Biopharmaceuticals, Inc. operates as a holding company. The firm, through its subsidiary, develops and commercializes targeted therapies for patients of all ages with genetically defined cancers. Its products include DAY101 and pimsertib. The company was founded by Julie Grant and Samuel C. Blackman in November 2018 and is headquartered in Brisbane, CA.

Day One Biopharmaceuticals Inc

Day One Biopharmaceuticals is trending following its recent acquisition of Mersana Therapeutics, which expands its oncology pipeline, and a strong Q3 earnings report for its approved drug, Ojemda. The community is actively discussing whether this strategic move and Ojemda's robust sales position DAWN as a prime M&A target in the currently active biotech acquisition market. Many anticipate a potential buyout for DAWN at a premium, drawing comparisons to other acquired oncology biotechs.

Nokia Oyj engages in the provision of network infrastructure, technology, and software services. It operates through the following segments: Mobile Networks, Network Infrastructure, Cloud and Network Services, and Nokia Technologies. The Mobile Networks segment offers technologies for Radio Access Networks (RAN) as well as Microwave Radio Links (MWR) for transport networks. The Network Infrastructure serves communication service providers, enterprises, webscales and public sector customers. The Cloud and Network Services segment builds around software and the cloud and is focused on driving leadership in cloud-native software and as-a-service delivery models, as demand for critical networks accelerates; and with strong market positions in communications software, private wireless networks, and cognitive (or intelligent) services. The Nokia Technologies segment, building on decades of innovation and R&D leadership in technologies used in virtually all mobile devices used today, is expanding the Nokia patent licensing business, reintroducing the Nokia brand to smartphones through brand licensing, and establishing a technology licensing business. The company was founded by Fredrik Idestam in 1865 and is headquartered in Espoo, Finland.

Nokia Corp - ADR

Nokia Corp

Nokia is trending amid significant investor attention following NVIDIA's strategic investment and their collaboration on advanced AI-RAN and 6G network technologies. Community discussion highlights Nokia's transformation into a key AI and network infrastructure play, although some express frustration over persistent price suppression despite positive news and global partnerships, particularly in light of an EU antitrust probe related to historical derivatives trading.

Red Cat Holdings, Inc. provides products, services and solutions to the drone industry. It also engages in the provision of distributed data storage, analytics and services for the drone industry.The firm product include Dronebox, which is a blockchain technology that records, stores and analyzes flight data and information from a drone. It operates through the Enterprise Segment. The Enterprise Segment will focus on developing a hardware enabled software platform of services and solutions to government and commercial enterprises and the military. The company was founded by Jeffrey M. Thompson in February 1984 and is headquartered in San Juan, Puerto Rico.

Red Cat Holdings Inc

Red Cat Holdings is currently trending amidst widespread speculation that its Black Widow drones played a critical role in recent US military operations, notably the reported capture of a foreign president. This unconfirmed news, coupled with high short interest and upcoming industry events, is fueling intense community discussion about potential large government contracts and the company's valuation within the rapidly expanding defense drone sector.

Direxion Shares ETF Trust - Direxion Daily Gold Miners Index Bull 2X Shares

Direxion Daily Gold Miners Index Bull 2X Shares

Direxion Daily Gold Miners Index Bull 2X Shares (NUGT) is trending amidst escalating geopolitical tensions and persistent inflation concerns, fueling a strong rally in gold. Community discussion is sharply divided, with many anticipating significant continued gains for NUGT as a leveraged gold miner ETF, while a strong contingent warns of overbought conditions and potential pullbacks. Traders are actively debating whether the current environment will propel precious metals and their leveraged proxies to new highs or trigger a sharp correction.

ProShares Trust - ProShares Ultra Bloomberg Natural Gas 2x Shares

ProShares Ultra Bloomberg Natural Gas

BOIL is trending amid significant investor frustration over persistent warmer-than-normal weather forecasts, which are dampening natural gas heating demand and driving massive price declines. The community is sharply divided, with some hoping a potential "polar vortex" could trigger a substantial short squeeze and rebound, while others highlight the leveraged ETF's inherent decay and the current oversupply, leading to deep exasperation among many long holders.

Taiwan Semiconductor Manufacturing Co., Ltd. engages in the manufacture and sale of integrated circuits and wafer semiconductor devices. Its chips are used in personal computers and peripheral products, information applications, wired and wireless communications systems products, and automotive and industrial equipment including consumer electronics such as digital video compact disc player, digital television, game consoles, and digital cameras. The company was founded by Chung Mou Chang on February 21, 1987 and is headquartered in Hsinchu, Taiwan.

Taiwan Semiconductor Manufacturing - ADR

Taiwan Semiconductor is a major topic as its robust financial performance underscores its critical role in the accelerating AI sector. The community highlights its indispensable position as a foundry leader, driven by significant capacity expansions and surging demand for advanced AI chips from key clients. This strong outlook for chip supply, despite some geopolitical discussions, continues to fuel investor interest in its long-term growth.

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Commonwealth Equity Services LLC Sells 64,278 Shares of SoFi Technologies, Inc. $SOFI

Commonwealth Equity Services LLC reduced its holdings in shares of SoFi Technologies, Inc. (NASDAQ:SOFI - Free Report) by 11.9% in the third quarter, according to the company in its most recent 13F...

SoFi Technologies (NASDAQ:SOFI) Stock Price Down 1.2% - Here's Why

SoFi Technologies (NASDAQ:SOFI) Shares Down 1.2% - Should You Sell...

Why Revenue Durability Matters More Than Ever for Nu Holdings

NU's growing revenue durability, driven by deeper multi-product use, is reshaping its growth story as recurring income rises despite macro swings.

SoFi Technologies Options Trading: A Deep Dive into Market Sentiment

P/E Ratio Insights for SoFi Technologies

<ul class="summary-bullets"><li>Garnishment of wages builds on the U.S. government’s power to stop paychecks and seize federal tax refunds if someone fails to pay back federal debts.</li><li>Last year, the Trump Administration’s OBBBA passed through the Senate on July 1, restricting federal borrowing for graduate and professional students.</li><li>JPMorgan estimated that a 10 percentage-point increase in SoFi's market share from the OBBBA could drive an additional $1.4 billion in student loan origination volume.</li></ul>The U.S. Department of Education decided in December that it would begin seizing&nbsp;the wages of&nbsp;borrowers who have been unable to repay their student loans, and with January underway, that reality is fast approaching for many.Last year, the Trump Administration’s “One Big Beautiful Bill” Act (OBBBA) passed the Senate on July 1, limiting federal borrowing for graduate and professional students. Many borrowers have struggled to repay their loans due to a weak job market and heightened economic uncertainty.Wall Street analysts and investors had anticipated that this move could benefit companies like SoFi Technologies, which offer private student loans and could see growth in earnings as a result.A bullish user on Stocktwits said that SoFi is considered "safer" by many analysts because its revenue is diversified across lending and student loans.<stembedurl>https://www.stocktwits.com/Waldo_5150/message/641171795</stembedurl><h2 class="st-heading-2">Garnishment Of Wages</h2>Garnishment of wages builds on the U.S. government’s power to stop paychecks and seize federal tax refunds if someone fails to pay back federal debts. According to CNBC, around 1,000 students who have borrowed loans and failed to repay them will&nbsp;receive notices of administrative wage garnishment.In May, the U.S. Department of Education announced its Office of Federal Student Aid would resume collections of its defaulted federal student loan portfolio. The Department has not collected on defaulted loans since March 2020.&nbsp;As of April last year, the department noted that 42.7 million borrowers&nbsp;owed more than $1.6 trillion in student debt. More than 5 million borrowers have not made a monthly payment for over 360 days and&nbsp;are in default, with many in default for more than seven years.The education department had anticipated that there could be almost 10 million borrowers eventually, and that would lead to almost 25% of the federal student loan portfolio being in default.&nbsp;<h2 class="st-heading-2">Wall Street View</h2>JPMorgan estimated that a 10 percentage-point increase in SoFi's market share from the OBBBA could drive an additional $1.4 billion in student loan origination volume, potentially yielding up to $70 million in incremental annual origination fees and $200 million in gross interest income.This, along with a possible inclusion in the S&amp;P 500 Index and expansions to give expanded access to alternative investments to include new private market funds from asset management firms, including Cashmere, Fundrise and Liberty Street Advisors.Bank of America on Wednesday resumed coverage of SoFi Technologies with an ‘Underperform’ rating and $20.50 price target, according to The Fly. The firm said that SoFi raised $1.7 billion in capital in the third quarter of 2025 through an equity offering and completed its second capital raise of the year in December,&nbsp;totaling $1.5 billion.The brokerage said that it views the capital raise as a "modest positive" as it provides ammunition to power continued growth.<h2 class="st-heading-2">How Are Stocktwits Users Reacting?</h2>Retail sentiment on SoFi jumped to ‘extremely bullish’ from ‘bearish’ a week ago, with message volumes at ‘extremely high’ levels, according to data from Stocktwits.While sentiment on peer fintech firms such as PayPal was in the ‘bearish’ territory, compared to ‘neutral’ a day ago, and on Affirm, retail sentiment was in the ‘neutral’ territory compared to ‘bearish’ a day ago.Shares of SoFi have gained nearly 86% while PayPal stock has declined 33% and Affirm has gained over 41% in the last 12 months.For updates and corrections, email newsroom[at]stocktwits[dot]com.Also See: <a href="https://stocktwits.com/news-articles/markets/equity/advantage-sweetgreen-salad-and-go-exits-texas-for-long-term-survival/cmUGU4YR4P4">Advantage Sweetgreen? Salad and Go Exits Texas In A Bid For Long-Term Survival</a>

Veteran and student loan borrower Bonni Snider testifies during a special forum.

What Is Wage Garnishment Rising From Student Loans — And Can SoFi Be A Likely Beneficiary?

While tensions regarding garnishment of wages for failing to pay student loans rise, here is a quick look at a likely winner in the private lending sector.

Equity

While tensions regarding garnishment of wages for failing to pay student loans rise, here is a quick look at a likely winner in the private lending sector.


SOFI Stock Rises 40% in Half a Year: Play or Time to Pause?

SOFI is up 40% in six months as new payments, crypto and AI launches fuel growth, but a premium valuation raises questions on how much upside remains.

SoFi Technologies, Inc. $SOFI Shares Sold by Global Retirement Partners LLC

Global Retirement Partners LLC decreased its position in SoFi Technologies, Inc. (NASDAQ:SOFI - Free Report) by 30.9% during the third quarter, according to the company in its most recent disclosure...

Asset Management One Co. Ltd. Boosts Stock Holdings in SoFi Technologies, Inc. $SOFI

Asset Management One Co. Ltd. grew its stake in shares of SoFi Technologies, Inc. (NASDAQ:SOFI - Free Report) by 5,549.9% during the third quarter, according to its most recent Form 13F filing with...

Stock Market Today, Jan. 6: SoFi Technologies Falls After $1.5 Billion Equity Sale Pressures Shares

SoFi Technologies (NASDAQ:SOFI), a digital-first consumer finance platform, closed Tuesday's session at $26.99, down 7.82%. SoFi IPO'd in 2021 and has grown 121% since going public. Trading volume...

SoFi Technologies, Inc. is a financial service platform, which engages in the provision of student loan refinancing options to the private student loan market. It operates through the following segments: Lending, Technology Platform, and Financial Services. The Lending segment offers personal loans, student loans, home loan products, and related servicing activities. The Technology Platform segment focuses on technology products and solutions revenue. The Financial Services segment includes the SoFi Money product, SoFi Invest product, SoFi Credit Card product, SoFi Relay personal finance management product, and other financial services such as lead generation and content for other financial services institutions. The company was founded in 2011 and is headquartered in San Francisco, CA.

SoFi Technologies Inc

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2027

Never

SoFi remains one of the most closely watched fintech stocks in 2026 as investors track profitability, market capitalization, and eligibility for S&P 500 inclusion. With index rebalancing decisions ongoing, when do you think SoFi ($SOFI) will be added to the S&P 500?

When Will SoFi Be Added to the S&amp;P 500?

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Discussion intensifies around the proposed 10% credit card interest rate cap and its potential impact on SoFi's business model, with many predicting increased demand for personal loans.

Traders are keenly anticipating the upcoming earnings report on January 30th, with many forecasting price targets ranging from $30 to $50 and beyond, hoping for an S&P 500 inclusion.

Widespread frustration over the stock's stagnant price action and perceived market manipulation, especially around options expiration, preventing significant upside movement.

Investors are expressing strong confidence in CEO Anthony Noto's long-term strategy, including diversification into personal loans and tech platforms, aiming for significant growth.

A niche group of traders explicitly advocates doing the opposite of Jim Cramer's advice, citing past instances where following his calls led to losses or missed opportunities.

Fiscal Period	Estimated	Reported	Surprise	Result
Q4 '25	$0.11	--	--	N/A
Q3 '25	$0.08	$0.11	32.02%	BEAT
Q2 '25	$0.06	$0.08	34.96%	BEAT
Q1 '25	$0.03	$0.06	85.51%	BEAT
Q4 '24	$0.04	$0.29	725.13%	BEAT

SOFI
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