Latest Earnings Results: Q2 '26
Estimated EPS
$1.06
Reported EPS
$0.49
Surprise
-54.08%
Estimated Rev
$566.35M
Reported Rev
$530.52M
Surprise
-6.33%
• Reported GAAP EPS of $1.10 down -71.13% YoY • Reported revenue of $524.96M down -27.90% YoY • For the third quarter of 2026, Qfin Holdings expects to generate a net income between RMB360 million and RMB460 million and a non-GAAP net income between RMB400 million and RMB500 million.
Bullish Takeaway
Qfin Holdings expanded its platform reach to 301.8 million consumers and 65.6 million approved users, while simultaneously demonstrating improved risk management metrics including an 88.1% 30-day collection rate.
Bearish Takeaway
Qfin Holdings faced significant financial headwinds, including a 25.1% year-over-year decline in loan volume, substantially lower net income, and a non-recurring tax-related expense of approximately RMB500 million during the quarter.
Generated by Stocktwits using AI and company-reported earnings data for Q2 '26. This recap is intended to help readers understand the quarter quickly. Verify key figures in the linked source materials; the summary may contain errors and is not investment advice.
Historical Earnings
Quarterly
Annual
EPS
Revenue
| Fiscal Period | Estimated | Reported | Surprise | Result |
|---|---|---|---|---|
Q3 '26 | $0.40 | -- | -- | N/A |
Q2 '26 | $1.06 | $0.49 | -54.08% | MISSED |
Q1 '26 | $0.96 | $1.07 | 10.50% | BEAT |
Q4 '25 | $1.17 | $1.15 | -1.28% | MISSED |
Q3 '25 | $1.71 | $1.57 | -8.49% | MISSED |