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The 401jK (just kidding) meme is a satirical punch in the gut in the face of the concept of retirement and the popular US based 401(k) retirement plan and other pension plans around the world  Through the meme fueled humor, irony, satire &amp; inspiration from cypherpunk ideology, real life data, and current events... the 401jK community aims to comment on the fact that global markets are heavily manipulated for selfish purposes by the same people who control these pension funds... while also aiming to twist the heads of the 401k and global pension systems.  It is a retirement plan that seeks to make social, political, economic commentary fueled by the memes and dreams of the hive mind of the community that makes up 401jK  The rules have changed, and the game was always rigged.  It's time to wake up, adapt, rebel, and heal.  Welcome to 401jK

401jK

401JK Crypto is trending as its highly engaged community rallies behind its unique narrative to challenge traditional retirement systems. Recent excitement is driven by its appearance in a major exchange's presentation and upcoming marketing campaigns, with many holders showcasing strong conviction through staking and a shared belief in its long-term potential.

Netflix, Inc. engages in providing entertainment services. It also offers activities for leisure time, entertainment video, video gaming, and other sources of entertainment. It operates through the United States and International geographic segments. The company was founded by Marc Randolph and Wilmot Reed Hastings on August 29, 1997 and is headquartered in Los Gatos, CA.

Netflix Inc.

Netflix Inc

Netflix is trending amid intense media M&A drama, as Paramount Skydance escalates its hostile bid for Warner Bros. Discovery, directly challenging Netflix's reported offer and raising concerns about potential regulatory hurdles. The ongoing uncertainty and perceived market "manipulation" are frustrating many investors, who are torn between fears of increased debt and the belief that the stock is "too cheap to ignore" ahead of its imminent earnings report.

Travere Therapeutics, Inc. is a biopharmaceutical company. It engages in the identification, development, commercialization, and distribution of therapies to people living with rare diseases. The firm's products include Chenodal, Cholbam, and Thiola. The company was founded by Martin Shkreli on February 7, 2008 and is headquartered in San Diego, CA.

Travere Therapeutics Inc

Travere Therapeutics (TVTX) is highly volatile following its corporate update, which revealed the FDA requested additional clarification on clinical benefit for the FILSPARI label expansion in Focal Segmental Glomerulosclerosis (FSGS). This has triggered a significant sell-off as some investors anticipate a Complete Response Letter (CRL), while others view the drop as an overblown reaction, confidently buying the dip due to the company's strong existing IgA nephropathy (IgAN) drug sales and the potential for a first-ever FSGS therapy.

CorMedix, Inc. is a pharmaceutical and medical device company, which engages in the development and commercialization of therapeutic products for the prevention and treatment of diseases and conditions. The company was founded by Antony E. Pfaffle on July 28, 2006 and is headquartered in Berkeley Heights, NJ.

CorMedix Inc

CorMedix is trending following cautious 2026/2027 revenue guidance, largely driven by the anticipated impact of DefenCath's reimbursement shift in mid-2026, which triggered a sharp sell-off. The community is deeply divided, with many calling the plunge an "overreaction" and a buying opportunity given strong institutional ownership and pipeline potential. Others express frustration with management, viewing the guidance as conservative while anticipating future catalysts like the Kidney Care Access Protection Act and REZZAYO trial data.

One Stop Systems, Inc. engages in the design, manufacture, and marketing of computing modules and systems targeting edge deployments. It deals with the design and manufacture of high-performance customized computer and flash arrays, in-flight entertainment, and connectivity and value-added reseller with minimal customization. It operates through the OSS and OSS Europe segments. The company was founded by Stephen D. Cooper and Mark Gunn in 1998 and is headquartered in Escondido, CA.

One Stop Systems Inc

One Stop Systems is trending due to recent news of a partnership and a pre-production order for GPU-accelerated systems with a major U.S. defense contractor, alongside a strategic asset sale that strengthens its financial position to focus on core AI and edge computing. The community is buzzing with anticipation for a larger follow-on defense contract for 360-degree situational awareness in Army vehicles, with many seeing the company as a key player in the booming defense and AI infrastructure sectors despite its low market capitalization and float.

Monero

Monero (XMR) is experiencing strong upward momentum and outperforming Bitcoin, capturing significant attention amid ongoing global discussions around privacy regulations and potential bans on privacy tokens. The community is actively touting XMR as the 'true privacy king' and the original vision for crypto, contrasting its robust privacy features with perceived compromises in other major digital assets. This surge reflects a growing community interest in uncensorable, genuinely private transactions, particularly as competitor ZCash faces challenges and some view XMR as an essential alternative.

Biodesix, Inc. provides blood-based diagnostics services for patients with lung disease. The firm offers GeneStrat, a genomic blood test for patients who have been diagnosed with advanced lung cancer and VeriStrat, a serum proteomic test that provides prognostic and predictive information for patients with non-small cell lung cancer. It also offers six diagnostic tests including: Nodify XL2, Nodify CDT, GeneStrat, VeriStrat, Bio-Rad SARS-CoV-2 ddPCR test and the Platelia SARS-CoV-2 test. The company was founded by David Brunel and Robert E. Cawthorn in 2005 and is headquartered in Louisville, CO.

Biodesix Inc

Biodesix is trending sharply upward following its preliminary Q4 and full-year 2025 results, which reported strong revenue growth and reaffirmed positive adjusted EBITDA guidance. The community is actively discussing sustained momentum and further price appreciation, although some investors express caution regarding the company's cash position and potential future share dilution. This intense speculative interest, evidenced by massive trading volume, centers around the precision lung diagnostics firm.

Microsoft Corp. engages in the development and support of software, services, devices, and solutions. It operates through the following segments: Productivity and Business Processes, Intelligent Cloud, and More Personal Computing. The Productivity and Business Processes segment is composed of products and services relating to productivity, communication, and information services such as Office Commercial, Office Consumer, LinkedIn, and Dynamics business solutions. The Intelligent Cloud segment consists of public, private, and hybrid server products and cloud services for businesses and developers, as well as enterprise and partner services. The More Personal Computing segment refers to products and services including Windows operating system, Windows cloud services, Surface, HoloLens, personal computer accessories, Xbox hardware, Xbox Cloud Gaming, Microsoft News, and Microsoft Edge. The company was founded by Paul Gardner Allen and William Henry Gates, III in 1975 and is headquartered in Redmond, WA.

Microsoft Corporation

Microsoft Corp

Microsoft is trending as community discussions center on recent statements regarding big tech's responsibility for data center electricity costs, fueling debate around future AI infrastructure investments. While some view current price action as underperforming, others see it as an accumulation opportunity ahead of upcoming earnings amid the broader context of intense AI competition and power demand for cloud services.

MannKind Corp. is a biopharmaceutical company, which focuses on the development and commercialization of innovative therapeutic products and devices to address serious unmet medical needs for those living with endocrine and orphan lung diseases. Its products and pipeline include Afrezza, Pediatric Afrezza, V-Go, Tyvaso DPI, MNKD-101, MNKD-201, MNKD-301, and MNKD-501. The company was founded by Alfred E. Mann on February 14, 1991 and is headquartered in Danbury, CT.

Mannkind Corp

MannKind is trending due to recent optimistic business updates, highlighting record fourth-quarter revenue exceeding $100 million and several upcoming FDA decisions for Afrezza label updates and the FUROSCIX ReadyFlow Autoinjector. The community is actively debating the significant growth potential from these catalysts and the ongoing strategic importance of its partnership with United Therapeutics, contrasting with persistent concerns about leadership and past market performance.

Meta Platforms, Inc. engages in the development of social media applications. It builds technology that helps people connect and share, find communities, and grow businesses. It operates through the Family of Apps (FoA) and Reality Labs (RL) segments. The FoA segment consists of Facebook, Instagram, Messenger, WhatsApp, and other services. The RL segment includes augmented, mixed and virtual reality related consumer hardware, software, and content. The company was founded by Mark Elliot Zuckerberg, Dustin Moskovitz, Chris R. Hughes, Andrew McCollum, and Eduardo P. Saverin on February 4, 2004, and is headquartered in Menlo Park, CA.

Meta Platforms Inc - Ordinary Shares - Class A

Meta Platforms Inc

Meta Platforms is trending following news of Reality Labs job cuts, signaling a strategic pivot from the Metaverse to a heightened focus on AI development and infrastructure, including a new "Meta Compute" initiative. This shift is marked by significant nuclear energy agreements to power future AI data centers and the appointment of a new President to manage extensive capital needs, sparking debate among investors about long-term potential versus immediate spending concerns.

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White House move shocks Wall Street's favorite banks

Wall Street woke up Monday, Jan. 12, to discover that one of its favorite profit engines is suddenly in the political crosshairs.President Donald Trump called for a one year cap on credit card...

Decoding PayPal Holdings's Options Activity: What's the Big Picture?

<ul class="summary-bullets"><li>TD Cowen kept a ‘Hold’ rating on the shares.</li><li>Last week, Susquehanna lowered the firm's price target on PayPal to $90 from $94.</li><li>Susquehanna trimmed the company's Q4 estimates, saying its branded experiences may decelerate a few points in the quarter.</li></ul><p>PayPal stock garnered investor attention on Monday as a Wall Street downgrade triggered fear among traders.&nbsp;</p><p>TD Cowen lowered the firm's price target on PayPal to $65 from $80 and kept a ‘Hold’ rating on the shares. The firm adjusted its targets in the payments group as part of fourth quarter (Q4) preview, as per TheFly.&nbsp;</p><p>The fintech companies start the new year on "mostly stable fundamental footing but largely suspect sentiment," the analyst told investors in a research note. TD does not expect the Q4 reports to be a "material catalysts for many”, the note added.&nbsp;</p><h2 class="st-heading-2">More Price Cuts</h2><p>Last week, Susquehanna also lowered the firm's price target on PayPal to $90 from $94 and kept a ‘Positive’ rating on the shares.&nbsp;</p><p>The firm trimmed the company's Q4 estimates, saying its branded experiences may decelerate a few points in the quarter. The segment may not be ramping as fast as initially expected, the analyst told investors in a research note.&nbsp;</p><p>Susquehanna said that PayPal's overall growth outlook could be more gradual than initially anticipated.</p><p>Shares in the company were down around 1.5% and were among the trending stocks on Stocktwits at the time of writing.&nbsp;</p><h2 class="st-heading-2">How Did Stocktwits Users React?</h2><p>Retail sentiment around PYPL trended in ‘bullish’ territory amid ‘high’ message volume.<br>Shares of PayPal have fallen 30% over the past year.&nbsp;</p><p>One user criticized the company’s phone application saying it impedes its user growth.</p><p><stembedurl>https://stocktwits.com/r49/message/641527390</stembedurl></p><p>Another user said it sold the stock at a 20% loss.</p><p><stembedurl>https://stocktwits.com/vogias/message/641533370</stembedurl></p><p>Another bearish user on the stock opined to buy the stock at $51.</p><p><stembedurl>https://stocktwits.com/Stockstunks/message/641522274</stembedurl></p><h2 class="st-heading-2">Cautious Spending</h2><p>PayPal during its third quarter results flagged the ongoing worries of consumers cutting down their spending as elevated inflation and rising fears of macro uncertainty due to global tariffs imposed by the U.S. President Donald Trump.&nbsp;</p><p>PayPal’s CFO during an earnings call had said that the company is seeing smaller basket sizes, as well as average order value being down especially among the retail consumers.</p><h2 class="st-heading-2">AI Push</h2><p>PayPal in 2025 also teamed up with OpenAI in a bid to allow ChatGPT users to make payments instantly using PayPal, and PayPal is also supporting payments processing for merchants leveraging OpenAI Instant Checkout.&nbsp;</p><p>Under this partnership, PayPal has also expanded its AI strategy with OpenAI beyond commerce — scaling access to ChatGPT Enterprise for its 24,000+ employees, enabling engineers with Codex, and broadly expanding direct use of OpenAI's APIs.&nbsp;<br>&nbsp;</p>

PayPal logo can be seen at its office in San Jose, California, United States on November 23, 2019. (Photo by Yichuan Cao/NurPhoto via Getty Images)

PayPal Stock Dives – What’s Behind The Selloff?

Analyst at TD Cowen has lowered the firm's price target on PayPal to $65 from $80.

Equity

Analyst at TD Cowen has lowered the firm's price target on PayPal to $65 from $80.


PayPal's Agentic Commerce Expansion: Will it Boost Top-Line Growth?

PYPL deepens its push into agentic commerce with Copilot Checkout, linking AI-driven shopping, branded checkout and payments inside Microsoft's Copilot.

PayPal Holdings, Inc. (PYPL) is Attracting Investor Attention: Here is What You Should Know  

Recently, Zacks.com users have been paying close attention to Paypal (PYPL). This makes it worthwhile to examine what the stock has in store.

Hardman Johnston Global Advisors LLC Has $21.59 Million Stock Holdings in PayPal Holdings, Inc. $PYPL

Hardman Johnston Global Advisors LLC decreased its stake in shares of PayPal Holdings, Inc. (NASDAQ:PYPL - Free Report) by 17.1% during the 3rd quarter, according to the company in its most recent...

PayPal Holdings, Inc. (NASDAQ:PYPL) Given Consensus Recommendation of "Hold" by Analysts

Shares of PayPal Holdings, Inc. (NASDAQ:PYPL - Get Free Report) have received an average recommendation of "Hold" from the forty ratings firms that are covering the stock, MarketBeat reports. Four...

PayPal (NASDAQ:PYPL) Stock Price Down 1% Following Analyst Downgrade

PayPal (NASDAQ:PYPL) Stock Price Down 1% Following Analyst Downgrade...

Behind the Scenes of PayPal Holdings's Latest Options Trends

PayPal (NASDAQ:PYPL) Given New $90.00 Price Target at Susquehanna

Susquehanna cut their price objective on shares of PayPal from $94.00 to $90.00 and set a "positive" rating on the stock in a report on Thursday...

PayPal Holdings, Inc. engages in the development of technology platforms that enable digital payments and simplifies commerce experiences on behalf of merchants and consumers worldwide. Its solutions include PayPal, PayPal Credit, Braintree, Venmo, Xoom, and Paydiant products. The firm also enables consumers to exchange funds with merchants using funding sources, which include bank account, PayPal account balance, PayPal Credit account, credit, and debit card or other stored value products. It operates through United States and Other Countries geographical segments. The company was founded in December 1998 and is headquartered in San Jose, CA.

PayPal Holdings Inc

Short-Term Volatility, Then Markets Move On

Sustained Risk-Off Until Fed Path Is Clear

Little Impact — Fundamentals Still Rule

Other – Comment Below

Markets pulled back after reports that the DOJ opened a criminal investigation into Federal Reserve Chair Jerome Powell, raising concerns about central bank independence. With rate cuts, inflation, and political pressure all in focus, how do you think this standoff will impact markets in 2026?

How Will the Powell Investigation Impact Markets in 2026?

Stocktwits

Stocktwits Polls

Discussions center on potential benefits from a proposed 10% credit card interest rate cap, which could drive more consumers to the company's leading Buy Now, Pay Later (BNPL) offerings.

Mounting frustration targets management, with many demanding leadership changes over the stock's sustained and significant underperformance.

Despite price drops, investors see a strong buying opportunity due to low P/E ratios (often ~10), solid cash flow, and ongoing share buybacks.

Users are exasperated by the stock's relentless decline and consistent underperformance, even amidst a surging broader market.

Current Price	$57.29
Prev Close	$57.66
Open	$57.61
Dividend Yield	0.00%
50-Day Moving Average	$61.85
Beta	1.33
Avg. Volume	15.13M
PE Ratio	11.49

52-Week High	$93.25
52-Week Low	$55.85
Market Capitalization	$61.1B
EPS (Annual)	$3.99
Price to Book	2.67
Revenue Per Employee	$1.3M
Enterprise Value/EBITDA	N/A

PYPL
PayPal Holdings Inc

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