OPFIOppFi Inc
OPFI
OppFi Inc3,957
Mkt Cap
$810.53MVolume
23,154.0052W High
$15.0352W Low
$7.31PE Ratio
-11.94OPFI Fundamentals
Price
$8.89Prev Close
$9.20Open
$9.4050D MA
$9.62Beta
1.52Avg. Volume
467,974.49EPS (Annual)
$0.3603P/B
16.12Rev/Employee
$1.18M$602.59
Poll
Earnings Recap
• Reported GAAP EPS of $0.61 up 334.62% YoY • Reported revenue of $159.25M up 17.33% YoY • OppFi expects full-year 2026 total revenue of $650M to $675M, up 9% to 13% year over year, with adjusted net income projected to be $153M to $160M, an increase of 9% to 14% year over year.
Bullish
OppFi achieved record annual revenue, net income, and adjusted net income for 2025, alongside record total originations and ending receivables, while also repurchasing shares.
Bearish
OppFi faces regulatory risks in California, experienced increased quarterly net charge-offs to 45% of revenue and 59% of receivables, and saw decreased unrestricted cash and unused debt capacity.