Latest Earnings Results: Q2 '26
Estimated EPS
$0.00
Reported EPS
$0.07
Surprise
+5123.88%
Estimated Rev
$641.26M
Reported Rev
$669.77M
Surprise
+4.45%
• Reported GAAP EPS of $0.07 up 100.96% YoY • Reported revenue of $669.77M up 26.81% YoY • Chime Financial, Inc. expects full-year 2026 revenue between $2.725 billion and $2.745 billion, with adjusted EBITDA between $465 million and $475 million, representing an adjusted EBITDA margin of approximately 17%.
Bullish Takeaway
Chime Financial, Inc. delivered strong top-line growth and achieved consecutive GAAP profitability, fueled by successful product launches, increased member engagement, and significant expansion in the active member base.
Bearish Takeaway
Chime Financial, Inc. faces leadership transition with the departure of its CFO, ongoing operational and regulatory risks, and increased transaction and risk losses compared to the prior year period.
Generated by Stocktwits using AI and company-reported earnings data for Q2 '26. This recap is intended to help readers understand the quarter quickly. Verify key figures in the linked source materials; the summary may contain errors and is not investment advice.
Historical Earnings
Quarterly
Annual
EPS
Revenue
| Fiscal Period | Estimated | Reported | Surprise | Result |
|---|---|---|---|---|
Q3 '26 | $0.08 | -- | -- | N/A |
Q2 '26 | $0.00 | $0.07 | 5123.88% | BEAT |
Q1 '26 | $0.03 | $0.13 | 282.62% | BEAT |
Q4 '25 | -$0.18 | -$0.12 | 32.61% | BEAT |
Q3 '25 | -$0.24 | -$0.15 | 38.36% | BEAT |