O2O
I sold all my $CGDV and moved into $AVLV. $CGDV’s process feels unpredictable. Its top holding was Royal Caribbean ($RCL), which makes no sense to me in a high‑oil‑price environment. Since $CGDV is an active ETF with a higher fee, it should’ve adjusted that position quickly — yet I have no visibility into how they pick stocks, and recent performance has been weak.
$AVLV gives me a clearer, rules‑based value approach with better downside protection, solid behavior in bull markets, lower fees, and more transparent, diversified holdings.
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