• Reported GAAP EPS of -$0.03 down -109.09% YoY • Reported revenue of $414.67M up 14.37% YoY • BILL projects Q3 FY26 total revenue between $397.5M and $407.5M, with non-GAAP operating income expected to be $62.5M to $67.5M. For full FY26, BILL anticipates total revenue of $1.63B to $1.65B.
Bullish
BILL achieved strong revenue growth and improved non-GAAP operating income in Q2 FY26. The company demonstrated operational scale with increased payment volume and is strategically leveraging AI for B2B transaction efficiency.
Bearish
BILL reported a GAAP net loss and experienced gross margin compression year-over-year. The company also faces ongoing macroeconomic factors and increased competition, posing structural risks to its future performance.